Freezing Your Credit

In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to be proactive against fraud and defend yourself from identity theft, is to freeze your […]

Freezing Your Credit is a post from Pocket Your Dollars.

Minimum Payments on a Credit Card

Your minimum monthly payment is the lowest amount that you need to pay on your credit card balance. Any less could result in a derogatory mark, any more will clear more of the principal.  Your monthly payment is one of the most important aspects of your credit card debt and failure to understand this could […]

Minimum Payments on a Credit Card is a post from Pocket Your Dollars.

Using Credit Cards During COVID-19

Since we’re in the middle of a pandemic, we’re all trying to figure out the new normal. Whether you’re working from home, have a houseful of kids to keep busy or find yourself facing financial uncertainty, everyone has at least a little adjusting to do. While you’re taking stock of your life and what you… Read More

The post Using Credit Cards During COVID-19 appeared first on Credit.com.

What Does Having a Derogatory Public Record on My Credit Report Mean

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More

The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.

The Negative Domino Effect Of Running Up Your Credit

Have you ever had a situation where you had to utilize a great deal of your credit limit?  If so, did you find yourself in a negative spiral of repercussions for utilizing credit? Here are some things that can happen when your balance starts to rise.

The post The Negative Domino Effect Of Running Up Your Credit appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

What’s a Good Credit Score?

Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain…

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The post What’s a Good Credit Score? appeared first on MintLife Blog.

6 Things Your Mortgage Lender Wants You To Know About Getting a Home Loan During COVID-19

Getting a mortgage, paying a mortgage, refinancing a mortgage: These are all major undertakings, but during a pandemic, lending becomes a lot more complicated.

The post 6 Things Your Mortgage Lender Wants You To Know About Getting a Home Loan During COVID-19 appeared first on Real Estate News & Insights | realtor.com®.

I Don’t Need a Credit Card But Want to Build Credit. What Can I Do?

Good credit is essential if you hope to borrow money one day for things like a new car or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by… Read More

The post I Don’t Need a Credit Card But Want to Build Credit. What Can I Do? appeared first on Credit.com.