In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to be proactive against fraud and defend yourself from identity theft, is to freeze your […]
Freezing Your Credit is a post from Pocket Your Dollars.
Your minimum monthly payment is the lowest amount that you need to pay on your credit card balance. Any less could result in a derogatory mark, any more will clear more of the principal.Â Your monthly payment is one of the most important aspects of your credit card debt and failure to understand this could […]
Minimum Payments on a Credit Card is a post from Pocket Your Dollars.
Since weâre in the middle of a pandemic, weâre all trying to figure out the new normal. Whether youâre working from home, have a houseful of kids to keep busy or find yourself facing financial uncertainty, everyone has at least a little adjusting to do. While youâre taking stock of your life and what you… Read More
The post Using Credit Cards During COVID-19 appeared first on Credit.com.
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
If you want to apply for a mortgage, take out a personal loan, or apply for an auto loan then youâre going to need a good credit score. And itâs much easier to maintain a…
The post How to Check Your Credit Score for Free With Chase Credit Journey appeared first on Crediful.
Have you ever had a situation where you had to utilize a great deal of your credit limit?Â If so, did you find yourself in a negative spiral of repercussions for utilizing credit?Â Here are some things that can happen when your balance starts to rise.
The post The Negative Domino Effect Of Running Up Your Credit appeared first on Bible Money Matters and was written by Melissa. Copyright Â© Bible Money Matters – please visit biblemoneymatters.com for more great content.
Around 6.1% of employed Americans worked for themselves in 2019, yet the ranks of the self-employed might increase among certain professions more than others. By 2026, the U.S. Bureau of Labor Statistics projects that self-employment will rise by nearly 8%. Some self-employed professionals experience high pay in addition to increased flexibility. Dentists, for example, are […]
The post Why Itâs Harder to Get Credit When Youâre Self-Employed appeared first on Good Financial CentsÂ®.
Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain…
The post What’s a Good Credit Score? appeared first on MintLife Blog.
Getting a mortgage, paying a mortgage, refinancing a mortgage: These are all major undertakings, but during a pandemic, lending becomes a lot more complicated.
The post 6 Things Your Mortgage Lender Wants You To Know About Getting a Home Loan During COVID-19 appeared first on Real Estate News & Insights | realtor.comÂ®.
Good credit is essential if you hope to borrow money one day for things like a new carÂ or home. But good credit can also be important for smaller things like renting an apartment or even landing a new job. And one of the easiest ways to build the credit necessary for these things is by… Read More
The post I Don’t Need a Credit Card But Want to Build Credit. What Can I Do? appeared first on Credit.com.