Freezing Your Credit

In the age of paperless transactions, identify theft is something that virtually all of us are susceptible to. If your identity is stolen, the consequences can be severe, and in some cases, can take years to recover from. One way to be proactive against fraud and defend yourself from identity theft, is to freeze your […]

Freezing Your Credit is a post from Pocket Your Dollars.

New PUA Rules: Don’t Miss These Unemployment Deadlines

The second stimulus package is tightening the rules for millions of gig workers, independent contractors and self-employed workers receiving unemployment aid. On Dec. 27, the $900 billion stimulus package extended Pandemic Unemployment Assistance, a critical benefits program for folks who don’t typically qualify for regular unemployment aid. The deal lengthened PUA benefits for at least […]

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By: Jeanine Skowronski

In reply to <a href="https://www.credit.com/blog/ways-a-debt-collector-may-be-breaking-the-law-18624/#comment-122823">Anita Miller</a>. Statute of limitations on debt vary by state and there are complexities beyond that, particularly with regard to credit card debt, so you may want to consult a consumer attorney if you have questions. Something very important to note: Failure to show up in court could result in a summary judgment against you — which can lead to garnishment. So it's in your best interest to appear in court. You can bring your credit reports to support your case. Again, a consumer attorney could provide more help. Some more info here: https://www.credit.com/debt/statutes-of-limitations/ http://blog.credit.com/2015/04/7-things-you-need-to-know-about-the-statutes-of-limitation-for-debt-114442/ http://blog.credit.com/2013/08/sued-by-your-credit-card-company-67822/ Thanks, Jeanine

What Does Having a Derogatory Public Record on My Credit Report Mean

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More

The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.

The Negative Domino Effect Of Running Up Your Credit

Have you ever had a situation where you had to utilize a great deal of your credit limit?  If so, did you find yourself in a negative spiral of repercussions for utilizing credit? Here are some things that can happen when your balance starts to rise.

The post The Negative Domino Effect Of Running Up Your Credit appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

What’s a Good Credit Score?

Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain…

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The post What’s a Good Credit Score? appeared first on MintLife Blog.

How COVID-19 is Affecting Auto Loans

COVID-19 is having a massive impact on the global economy and very few industries have been untouched by it. If your business relies on employees working in a physical space and profits only when people are willing to shop and spend, there’s no escaping it.  It’s no surprise, therefore, that the auto industry has been […]

How COVID-19 is Affecting Auto Loans is a post from Pocket Your Dollars.

All About Car Loan Amortization

These days, it can take a long time to pay off a car loan. On average, car loans come with terms lasting for more than five years. Paying down a car loan isn’t that different from paying down a mortgage. … Continue reading →

The post All About Car Loan Amortization appeared first on SmartAsset Blog.